I no longer have a cat laying on my back.
I no longer have a cat laying on my back.
Megathreads are usually the justification for deleting other threads. So your theory is close, but just the opposite.
I just prefer a more organic posting environment. Megathreads seem like a mod power-move to corral everyone into their threads and delete user posts.
And so are megathreads.
I’d like to hear more about this feline boat building endeavor.
What app are you using that has this neat tagging feature?
This is hilarious 🤣. I’m laughing my ass off right now, irregardless of how frustrated you guys may be.
Metal forks are the problem. Sparking occurs between the sharp tips. Supposedly spoons are safe, but I don’t have any first-hand experience with this.
You guys, I have a hunch that perhaps there are different designs. 🤔
Are the animals humans? And is the abuse the act of eating that sad sandwich? If so, I agree, that is animal abuse.
Just fucking return it. If I made a post for everytime Amazon did something like this to me, it would get really annoying really quick.
For what it’s worth, I’m not the one downvoting you. I appreciate your perspective. However, if nobody can retire without the ability to pay $200k/year, very few people will ever be retiring. I believe working with patients in these terrible situations, has created a form of selection bias were you don’t see the successful retirements. Not everyone needs a Fat FIRE, and I would prefer to live frugally and retire early vs working away my life until a regular retirement age.
To add to this, you are also expected to withdraw more year after year along with inflation. If your safe withdrawal rate allows you to withdraw $40,000 on year one, you can withdraw $40,800 the second year (assuming 2% inflation). Dispite this increase, your portfolio should still grow. If you are withdrawing all of your gains, you are setting yourself up for failure.
No, you always take less than the increase. This is why most FIRE plans revolve around living on 3-4%. The gain percentage minus withdrawal percentage should ideally leave you with a number greater than the losses due to inflation.
That’s a long way of saying your “best-case scenario” is actually a worst-case scenario.
You’re ignoring that your balance will increase over time through interest and stock gains. I believe this is historically around 8%, exceeding inflation.
Yosemite to Yos-e-mite.
Best Buy accepts electronics recycling too.