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Let me put it this way: I don’t own a car.
I do own 3 bikes: normal, electric, electric-cargo. Train gets used for everything else. Tram within my city, but the city is small enough that I can reach most of it by bike (say up to 10km). Intercity (or equivalent) for cross-country journeys. Usually that’s faster than going by car anyway, and I don’t have to actively drive but can watch a movie or play games or whatever.
Because they don’t want you to host things at your house, even though that’s perfectly fine from a technical standpoint. They might want to sell you a “business” line for this, or they just don’t want the traffic (since at least in my area, traffic is always included in any home Internet connection).