Sorry for the late reply, I typically browse on Artemis and notifications are broke.
But ya, that was my point. You can have “good” insurance but whats covered is still up to them. They can deny whatever they want and get away with it because no one wants to fight back. Every one of those things are legitimate medical purchases but they don’t care because there is nothing to enforce payment. So they deny everything to keep your money and give you nothing in return.
Pretty sure more liberals know Biden is far from liberal. He’s center at best but even he probably leans right on a global scale.
The conversation would be entirely different if they had attacked military targets and not civilians. A
Military base or political building and then suddenly they’re resistance fighters with a lot more backing.
But they attacked civilians at a festival and kidnaps multinational civilians who have no impact on the regions politics. That turned just about everyone against them.
I’ve yet to hear anyone defend hamas. I’ve heard people defending Palestine, which is where I am. But it’s more defending the innocents that aren’t involved than Hamas. I’ve heard people be anti Israel, but many of them don’t support Hamas either. And those who are ok with killing civilians because of their government are already pretty lost. I’ve also seen anti US since we’re involved and while I wish we just weren’t involved at all, or at least trying to negotiate a ceasefire, most of those people are just “USA bad, disagree without thinking” types. Overall though there has really been no defense of Hamas at all
Idk where your coming from but as someone who had $12k in an HSA and employer medical that’s bs.
I went to the eye doctor and needed glasses. Tried using my HSA. Nope. Not an approved medical expense. Tried paying a copay at the er. Nope not an approved medical expense. Wife got a kidney stone removed via surgery. Wanted to pay coinsurance. Nope not an approved medical expense. I needed a cpap for my sleep apnea. Nope not an approved medical expense. Year rolled over and all that money disappeared. I asked where it went and was told I either used it or lost it. So I got rid of it. Fucking garbage.
As for the employer coverage, we had a zero dollar deductible plan. My wife gave birth last year. Ambulance ride from her work? Nope, not necessary. All the gyno visits? Nope, not necessary. The ER visit when she slipped and fell at 6 months? Nope, not necessary. The 2 week hospital stay when she went preeclamptic? Nope, not necessary. The delivery? Nope, not necessary. The NICU stay for our premature daughter? Nope, not necessary.
I payed $1700 per PAY for my health insurance and they didn’t cover a cent from our entire family last year. We racked up over $70k in medical debt. Our MOOP was $5k/$10k and they said none of it applied.
Hospital sent it to collections because we couldn’t fit their minimum payment of $9k/mth (fuck duke lifepoint but this is an insurance rant). We complained to the pa board of health insurance and were advised to get a lawyer but no lawyer would take it. They said it would be years to get anything back, let alone the full amount.
We ended up proving that my employer doesn’t offer comprehensive insurance. The main component is covering pre and post natal care which they claim to, but they deny every time. So now we have insurance through penni for $60/mth with government help. Oh and we went through bankruptcy to get rid of the collections debt.
Fuck Cigna, fuck duke lifepoint, fuck insurance, fuck for profit healthcare, fuck the American healthcare system.
It says that he forgot he even packed it, which is a bit tough to believe but makes the rest believable. He turned himself in upon landing, which means he will likely get off a lot easier because he made their job easier. He could’ve tried to hide it but that would’ve racked up the fines when he was caught.
The gun wasn’t supposed to go to the country but it did. So by turning it in he pretty much guaranteed the lowest possible punishment for the crime.
You can file bankruptcy independently. It’s a bit more complicated but possible.
I just went through it and honestly, I’m so relieved. It’s not something you want to go through, but sometimes people fuck up and can’t unfuck their finances. It helped me and my wife unfuck our finances. We declared bankruptcy in March and were debt free by May. We now own a house and are actually able to live our lives how we want. Our daughter turned a year and we decided to throw her a massive bday. We put 2 grand into her party. Something we couldn’t have done with our debt. We’re going to a couple USL playoff games this season as well.
On top of that we got new flooring in our house, something we desperately needed. We just had a new furnace installed. I have a quote coming for replacing our stairs that are falling apart. The loans are a pain to get but it’s doable and we’re paying them off before the interest gets too bad. Again, something we wouldn’t be able to do in debt.
Bankruptcy shouldn’t be something anyone wants to do, but also don’t be afraid of it.
I’ve seen this kind of cheesy thing as party favors for company Christmas parties. It’s a thing, but it’s almost never the ONLY thing. It’s more likely someone in management saw it on Pinterest and had to incorporate somehow to seem like the fun boss. The. Did some other lousy stuff to make it not seem so bad.
Every form of production will have defects. The goal of perfecting production is one to be sought, but never achieved. We should always try to make food production more efficient with less loss, but there will always be loss, and always be waste.
Even new means of production like lab grown beef can have waste and loss in batches that don’t “grow” properly because they didn’t mix hormones correctly or whatever. I actually don’t know how the science behind that works, but I do know it’s a process. And where there’s a process there’s room for error. That’s where we get loss from.
We’ll never make something fool proof. Perhaps lab grown meats will be the most efficient form of product in that they have the lowest loss and production can be tweaked fairly quickly so there’s not a lot of loss and ramped up for shipments to areas with food shortages. Honestly, lab grown in my opinion has the best chances of being a major breakthrough but it’s still too early to be sure.
Honestly I think we need more voting options. Some that I would think would expand on up/down votes:
I like this
I don’t like this but the content is good (think news articles delivering good journalism on bad news)
I don’t like this and don’t want to see more (irrelevant content to you)
I disagree with this post
Content is irrelevant to the community
Content is spam/harmful/etc
That’s obviously not what they would be called, but those are the feelings the votes should convey. And those can be expressed in a simple upvote downvote front to end users as well.
I like this and I don’t like this but the content is good both deliver upvotes
I don’t like this and don’t want to see more doesn’t do either, but tells the algorithm that you don’t want to see that stuff (I don’t even know if any fediverse stuff ranks with an algorithm.
I disagree and content is not relevant both downvote, and content is harmful both downvotes and reports in one action
I can answer yes to all of these questions but still use a spreadsheet. I understand your point, but I feel even with these the line is still gray.
I just checked and my largest spreadsheet currently has 14,300 lines across 12 tabs. Each tab contains the same information just pulled from a separate form. So each tab is linked to a form to update automatically when someone submits a new response. We then process these responses periodically throughout the day. Finished responses are color coded so a ton of formatting. Also 7+ people interacting with it daily.
Then we have a data team that aggregates the information weekly through a script that sends them a .csv with the aggregate data.
The spreadsheet (and subsequent forms) are updated twice a year. It was updated in June and will be updated again in December. It’s at 14k now and will continue to grow. We’ve been doing this through a few iterations and do not run into performance issues.
These companies are scum. I worked in a call center that contracted to together health. That’s the company that used Joe Nameth in their commercials. I hadn’t sold insurance before so I went through all the training and they paid to get me certified to sell in 15 states.
Hit the phones and I just couldn’t sell for shit. None of us could. The whole Medicare thing in general is confusing as fuck and these seniors aren’t exactly all there in the head.
They brought in the CEO. Idk if he actually was the CEO but they claimed he was. He gave us all a “prep talk” that amounted to “say whatever you can to get the sale and let our lawyers work out the legality later down the road”
He wanted us to get people in strictly worse plans and find new doctors and everything for a quick buck. He was fully Willing to fuck elderly people for a paycheck. I didn’t listen. Tried selling by the book but I was always at the bottom of the barrel so I was trimmed off pretty quick and let go for “poor performance”. You wanna know who was getting all the sales? The fucking drug addict who OD’d in the middle of a sale on my last day and was carted out on a gurney. The same guy who was so clueless the day prior that he tried selling a health plan for a different company and had the gall to ask if he could sell it to them anyways.
If you want a Medicare advantage plan (which some have some really good benefits if you get the right company) you can call the phone number on the back of your Medicare card and go over plans with them. They are only there to provide information, not sell. While they can enroll you, they do not make more to enroll you or if you hang up. They do not get commission from any health insurer or anything. It is a government office with a database with every health plan offered and they simply put in your location, doctors, meds and ask some basic questions. Then they give you options for Whats available and answer your questions.
Stars can appear red or blue depending on the direction they are traveling. It has to do with the frequency of light they put out. As they move away the frequency gets lower, which we interpret as red. As they get closer the frequency gets faster which we interpret as blue.
I am not an astronomer or even a casual stargazer. I took a single class in Astronomy in college and this was a neat fact I picked up. I remember next to nothing else from the class other than the fact that you can fit every planet between the earth and moon.
Not necessarily. You can get an ID from the DMV that doesn’t grant you a drivers license, but the drivers license servers exactly the same purpose and allows you to drive, something 90% of the population want. So drivers license obviously is extremely more popular but you can get a plastic ID card similar to it from the DMV.
This guy spams his stupid site and they always have garbage like that in them. I would ignore anything posted by this moron
Just bought one recently. We walked in and the guy immediately started showing us ones for as low as $200. I asked what the difference was between those and the display models and he started showing us some of the floor models. We really didn’t feel much difference between any of them. The ones leaning up were absolutely not worth it and uncomfortable but we went with a $1k hybrid because it felt the same as a $5k premium Stearns and Foster. We got a Sleepy with a medium stiffness. It’s a combination of memory foam and springs. It helped my back pain and I got the best night sleep in years the day we got it.
Kbin isn’t federating them is what I meant. Sorry
Downvotes don’t federate currently. I think it’s a work in progress though
A single billionaire does more damage to the economy than every welfare program combined. Hoarding money is what crashes the market. We should never have billionaires. It should be illegal
My last raise was less than $2k/year. Our CEO got a raise of $50k… inflation has turned my “raise” into a loss. They’re throwing Pennies at everyone hoping they think they’re getting millions. Don’t fall for it.
I had to give an account number for my purchases and they billed it like insurance. Then they would call me and harass me for miss using the card and demand a ton of business information that they could just ask the business for. I would need to get EIN numbers from my eye doctors and stuff to get them to believe it was a business. Then they would tell me they can’t authorize it and garnish my wages as “repayment”