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I debated whether or not I should respond to your reply for a few hours now. I just want to point out that everyone is different and have their own circumstances. I recognise you do not know me and know nothing of my circumstances. Mainly because I didn’t divulge them because I thought they be irrelevant. But I have a disability which makes it difficult for me to go outside and impossible to travel. My life takes place 90% at home. And while I am mobile and can do other things besides sitting behind a computer, it is my main “escape” from my situation (besides tv, books, etc.) And I am also ashamed to admit I do not have a “shitty wage job” but a “shitty disability income”.
Personally I self-host on a raspberry pi. It took me a few weeks to setup, but it has been running without problems for almost 2 years now at practically no cost (beyond purchase and electricity).